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How to Send Money Using PayPal: Troubleshooting Common Issues - Printable Version

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How to Send Money Using PayPal: Troubleshooting Common Issues - goldiesmithusa - 08-28-2025

PayPal has quickly become one of the most widely-used payment services online, providing users with convenience, global accessibility, and fast transactions. If you are an international freelancer receiving payments in various currencies, running online sales, or sending money overseas to friends and family- the PayPal is the ideal solution. However, there may still be challenges involved when on how to send money using PayPal.  
There are few commonly encountered issues when trying to transfer funds through Payal. For instance, sometimes instead of processing your transfer, the PayPal asks for additional credit or debit card details. Many users find the PayPal confusing, especially when an existing balance or card is associated with their account. If money needs to be transferred quickly, this could become a significant barrier if PayPal insists upon linking a new card before allowing transfers? What can be done about that situation? Let’s begin and earn more about it.

How to Let My Clients Send My Cash in a PayPal Account?
If you want to let your clients, send money directly into your PayPal account, here is how to do it:
Register and Verify Your PayPal Account: The first step is to register an account with PayPal- either Personal or Business.  
  • Make sure your email is verified by linking it with an existing bank account or credit card number.
  • Share Your PayPal Email Address Now
  • Customers can transfer funds using PayPal simply by emailing the address associated with their PayPal account.
  • Utilizing an email address that complements the brand of your company is one way to ensure credibility.
Create PayPal invoices or payment links: PayPal's built-in invoice tools make payments straightforward, and creating PayPal.Me links allows users to click and pay immediately.
Set-up an Online Business Checkout: If you own an online store, integrate PayPal checkout so customers can pay with either their PayPal accounts or cards or credit cards. PayPal will notify you via email when someone makes a payment through your bank account, but sometimes may place an indefinite hold on funds if the transaction appears suspicious or new sellers make purchases with them.

Can PayPal Send Money to a Random Person Without My Permission?
One of the primary concerns among PayPal customers is security. Some may worry that PayPal could send funds without their knowledge or permission. However, this simply not try, no funds will ever be sent without consent from its user base. Here is how PayPal ensures transaction security:
  • If you are sending money, make sure that all information regarding the recipient, amount and payment method has been confirmed before sending.
  • With each transaction comes an accompanying confirmation email.
  • PayPal's guidelines protect both parties from any fraudulent activities that could compromise them.
  • Under certain circumstances, the risk of fraudulent transactions may arise when your credentials have been compromised and use of your account has been misused by an unauthorized individual. Examples may include:
  • If cybercriminals gain access to your PayPal account, they could attempt to transfer money.
  • If your account at a bank or credit card provider becomes compromised, any linked accounts could place you at risk.
PayPal Banned Me for No Reason – What Should I Do?
Sometimes PayPal bans users account due to certain reasons. However, if you think that your PayPal account banned for no reason, here is what you should do:
  • If you fail to provide the necessary documents such as ID or residency verification. This is the reason you must keep your PayPal account verified.  
  • Odd-looking transactions patterns which activate security algorithms are known as strange transactions.
  • The sale of prohibited goods or violation of PayPal policy are violations. This can often lead to a ban on your PayPal account.  
  • You can contact the PayPal customer support team if you feel the ban on your account is unfair.  
Why I Can’t Withdraw My Money from PayPal?
If you can't withdraw money from PayPal, it could be due to reasons mentioned below:
  • If your account has not been verified, before withdrawing funds you must first establish your identity.
  • If your bank refuses PayPal transfers or your account details are inaccurate.
  • PayPal Balance Holds New or high-risk transactions could trigger temporary hold on an account's PayPal Balance.
PayPal Withdrew the Amount from My Bank Account Instead of Transferring My PayPal Balance – Why?
PayPal allows users to make payments using their PayPal Balance, debit/credit cards linked with it and bank accounts. However certain circumstances, rather than deducting funds directly from your balance, PayPal may instead take money directly out of your bank account instead. It could be due to reasons mentioned below:
  • Your PayPal balance falls below the amount transferred.
  • Your bank account could serve as the default source of funding.
  • Technical issues could cause PayPal to temporarily overwrite your balance and stop accepting funds as part of a deal.
Practical Steps When PayPal Asks to Link a New Card?
When PayPal ask to link a new card, you need to take the steps mentioned below:
  • PayPal may request you use a credit card if your PayPal balance falls below certain minimum threshold.
  • Unverified PayPal accounts tend to be limited in functionality.
  • Try different payment methods to change payment methods, try an account linked to your bank or debit card instead.  
  • Moreover, you can reach out the PayPal customer support team, if the prompt does not apply to you.
FAQ:-
Can I send money internationally using PayPal?
Yes. PayPal accepts international transfers; however, fees may apply depending on the recipient's location and currency preference.

Why does PayPal hold my money for 21 days?
The PayPal accounts that are either new or have demonstrated suspicious activity will often require verification to help combat fraud.

Can I use PayPal without linking a bank account?
Yes, but your bank account has limited functionality compared to having its own bank account with full withdrawal capabilities.

How do I avoid PayPal asking me to link a new card?
Be sure to regularly inspect your account to make sure there are enough funds, as well as to keep an eye out for any default payments or account limits that have been set.