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Credit card fraud and identity theft are often used interchangeably, but they’re not quite the same. Credit card fraud generally refers to someone using your credit card info to make unauthorized purchases, while identity theft is a much bigger issue. Identity theft can involve someone taking over your entire identity, using it to open accounts, commit fraud, and generally wreak havoc on your financial life. There’s a lot of overlap, and one can often lead to the other, but understanding the difference is key to properly handling the situation. If you’re struggling to figure out which one you're dealing with, Consumer Attorneys has a great article that breaks it down: https://consumerattorneys.com/article/di...tity-theft. Knowing the distinction can help you better protect yourself and take the right steps to fix the problem.