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Single mom of two. Hard worker. This time the bills came faster than the paychecks. Just received notice, 10 days to pay off balance of $6000. Never thought this would happen right before Christmas but this is where we are.   Attempted local emergency assistance programs but they have COVID related criteria. Never been in this situation before and feel really ashamed, embarrassed, overwhelmed and scared. It’s hard to ask for help but it’s greatly needed and would be greatly appreciated.

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