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+--- Thread: How Do I Withdraw Funds from My PayPal Account? (/showthread.php?tid=74046)
How Do I Withdraw Funds from My PayPal Account? - goldiesmithusa - 09-08-2025
If you use PayPal regularly at one point you may ask- “how to withdraw money from PayPal account.” Well, this question pops up for almost for everyone especially if you are new to PayPal. When you get money in your PayPal account and then realize “Okay, now how do I actually get this money into my hands or my bank account?”
The good new is that PayPal gives you plenty of options to move your money. For instance, you can send it directly to your bank, use it instantly with a debit card, or even get cash at certain stores. However, the tricky part is figuring out which metho is best for you because each one comes with its own timeline, fees, and limits. So, let’s begin and learn more about the difference between instant and standard transfers, show you how to withdraw funds from PayPal without a card, and where you can withdraw money.
How to Transfer Money from PayPal to Bank Account on App?
The most common way to withdraw money is to send it to directly to your bank account. And if you have got the PayPal app, the process is quite simpler. Here is how to transfer money from PayPal to bank account on app:
- Open the PayPal and log in your account
- On the home screen, tap on your PayPal balance.
- Here, you need to select the Transfer Money option
- Choose Transfer to Bank
- Next decide between Instant Transfer (funds in minutes with a small fee) or Standard Transfer (free, but takes 1-3 business days)
- Pick your bank account, confirm the details, and hit Transfer.
How to Get Cash from PayPal Instantly?
If you want to get cash from PayPal instantly, you have these options available:
- For instance, with the instant bank transfer, you can move money to your linked bank account within minutes.
- If you have the PayPal Cash Card, you can pull cash-out from any ATM that accepts Mastercard.
- The PayPal also works with services like Xoom or Ria in certain countries, it will let you pick-up cash at partner locations almost instantly.
How to Withdraw Money from PayPal Without Card?
If you do not have a debit card linked to your PayPal? No problem. You can still withdraw money without one. Here is how to withdraw money from PayPal without card:
- With the bank transfer on PayPal, you can link your bank account to PayPal and move funds directly.
- In some countries, PayPal lets you request a physical check.
- You can use the PayPal’s partnerships (like Xoom) to send money to yourself for pickup in cash.
How to Withdraw Money from PayPal to Bank Account?
If you prefer doing things on desktop instead of the app, here is the process on the PayPal’s website:
- Log into your PayPal account.
- Go to your Wallet.
- Click the Transfer Money.
- Choose your linked bank account.
- Select either Standard or Instant transfer.
- At last review all the details and confirm the transfer.
How to Withdraw Money from PayPal Without Fees?
You can save money withdrawing money from PayPal without fees. For instance, you can use the PayPal standard transfer which can take 1-3 business and it is completely free. Moreover, instead of withdrawing money, spend directly without PayPal. For example, you can use your PayPal balance to shop online anywhere PayPal is accepted.
What Stores Can I Withdraw Money from PayPal?
Here’s where things get interesting—you do not always need to transfer money to your bank. You can walk into a store and access your PayPal balance directly.
- Walmart (U.S.) – With the PayPal app, you can add or withdraw cash at Walmart locations for a small fee.
- Money Transfer Partners – PayPal’s Xoom service allows you to pick up money at thousands of locations worldwide.
- ATMs – If you have got the PayPal Cash Card, any Mastercard ATM will let you pull out your balance in cash.
FAQ
Can I withdraw without linking a bank account?
Yes! You can withdraw at ATMs using a PayPal debit card, request a mailed check, or use a cash pickup service.
What is the maximum I can withdraw from PayPal?
For most verified users, PayPal allows withdrawals of up to $10,000 per transaction, though this may vary by country.
Does PayPal charge for withdrawals?
Yes, but only for instant transfers or ATM withdrawals. Standard bank transfers are free.