Adding crypto payments to an international digital service Question

[vymid]

We operate an online platform that sells access to professional analytics and downloadable reports. About 35% of our customers are outside Europe, and lately we have been losing quite a few payments because foreign cards are declined by our current PSP. We also had several chargebacks after customers downloaded the materials, even though our logs confirmed that they had accessed the files.
We are considering adding cryptocurrency as an alternative payment method, but we do not want to maintain wallets for dozens of assets or calculate exchange rates manually. Ideally, the invoice would be issued in USDT, while the customer could pay with BTC, ETH, or another supported currency, which would then be converted automatically. We also need API integration, payment links for one-time orders, recurring invoices, blockchain confirmation tracking, and transaction-level AML screening. How difficult is this to implement, and what should we check before choosing a crypto payment processor?

[Babalor]

Your scenario looks suitable for a crypto processor that supports automatic conversion rather than a basic wallet service. You can explore the Cryptoprocessing solution from Performa https://performa.com/processing/ It allows a business to accept 50 cryptocurrencies through an integrated checkout or payment links, while invoices can be denominated in a stablecoin such as USDT. If a customer pays with another supported asset, the payment can be converted to USDT automatically in real time.

The service also includes live transaction monitoring, blockchain confirmation tracking, AML screening, and risk scoring. Once processed, funds are credited to the company’s B2B account, where they can be held, converted, or withdrawn in euros through SEPA or in US dollars through SWIFT. Payment links can be used for both one-time and recurring payments, so you could test demand before committing development resources to a full API integration. I would request a demo using several real order scenarios and compare the final settlement amount, conversion fee, supported networks, and refund procedure.