Everything you need to know about how to receive money on PayPal

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PayPal has become one of the most trusted and convenient digital payment platforms globally, making it simple to send and receive money. Whether you are an individual receiving funds from a friend or a business managing customer payments, knowing how to accept payment on PayPal ensures a smooth experience. In this guide, we break down everything you need to know about how to receive money on PayPal, including different scenarios and account types.
 
How to Accept Payment on PayPal Personal Account
If you are using a personal account, how to accept money on PayPal is straightforward:

1. Log in to your PayPal account.
   
2. Share your PayPal email address or username with the sender.
   
3. Once money is sent, you will receive a notification.
   
4. Funds will appear in your PayPal balance, and you can either keep them in your account or transfer them to your linked bank account.
   

Personal accounts are best for casual use, such as receiving money from friends or family.
 
How to Receive Money on PayPal from a Friend
If you’re wondering how to receive money on PayPal from someone you know:

• Simply provide your registered PayPal email address.
  
• Your friend selects “Send Money” and chooses “Friends and Family.”
  
• Once the payment is made, it appears in your PayPal balance instantly.
  

This method is free if your friend uses their PayPal balance or a linked bank account, but there may be a small fee if they use a credit card.
 
Someone Sent Me Money on PayPal, How Do I Claim It?
Many new users ask, “Someone sent me money on PayPal, how do I claim it?” Here’s the process:

1. Log in to your PayPal account and check the notification.
   
2. If it’s your first payment, you may need to verify your email address before claiming funds.
   
3. Click “Accept Payment” if required.
   
4. The amount will then move into your PayPal balance.
   

For verified users, most payments are deposited automatically without needing manual acceptance.
 
How to Accept Payment on PayPal App
The PayPal mobile app makes it even easier to manage payments on the go. To know how to accept payment on PayPal via the app:

1. Open the PayPal app and log in.
   
2. Tap on Activity to view recent transactions.
   
3. If someone has sent you money, you will see a notification.
   
4. Tap Accept (if needed), and the payment will move into your balance.
   

This is also the most convenient way for people who frequently ask, how do I accept payment on PayPal when traveling or working remotely.
 
How to Accept Payment on PayPal Business
For entrepreneurs and merchants, knowing how to take payments on PayPal with a business account is crucial. Here’s how:

1. Upgrade to or create a PayPal Business account.
   
2. Share your payment link, email address, or integrate PayPal checkout on your website.
   
3. Customers pay using their PayPal account, credit card, or debit card.
   
4. Payments appear in your PayPal balance, ready to withdraw.
   

Business accounts also allow invoicing, recurring payments, and customized checkout pages, making it the best choice for professionals.
 
How Do I Receive Money from PayPal for the First Time?
If you are new and asking, how do I accept payment on PayPal for the first time, follow these steps:

1. Sign up for a PayPal account (personal or business).
   
2. Verify your email address and link your bank account.
   
3. Share your PayPal email address with the sender.
   
4. Once funds arrive, click Accept Payment if prompted.
   
5. Transfer the money to your bank or keep it in PayPal for future use.
   

 
Conclusion
Knowing how to accept payment on PayPal depends on whether you are using a personal or business account, the source of payment, and whether you’re using the website or app. From friends and family transfers to professional business payments, PayPal offers multiple ways to handle money securely. Whether you are asking how to receive money on PayPal for the first time or want to understand how to take payments on PayPal as a business, the process is quick and user-friendly.
 
FAQs
1. How do I accept payment on PayPal if I’m new?
You need to sign up, verify your email, and link your bank. Once someone sends you money, accept it if prompted.
2. How to receive money on PayPal from overseas?
Simply provide your PayPal email, and PayPal automatically handles currency conversion for international payments.
3. Is there a fee when I accept money on PayPal?
Receiving money from friends and family within the same country is usually free. Business transactions may include a small fee.
4. Can I use the PayPal app to accept payments?
Yes, the app allows you to see transactions, accept payments, and transfer funds to your bank.
5. How to take payments on PayPal for my business?
Upgrade to a PayPal Business account, create invoices, share your PayPal link, or integrate PayPal checkout into your website.