I'm looking for a tool to work with multi-accounts, I tried Geelark, but I want to see what else is on the market. Convenience and stability is a priority for me. Are there similar solutions, but with a slightly different approach or settings?

Thankyou in advance to anyone who takes time to read this post.Save
I am a single mum of 3 who struggles daily with BPD, I want to be able to provide my girls with everything they need but i barely get by. Often i feel a failure as a mum as providing things such as new clothing, shoes etc is impossible to afford with the cost of living these days. It is effecting my mental health as i feel like im not good enough to be a mum when i cant even provide them with basic things they need. We moved house 3 years ago and its financially ruined me. I struggle to get work due to medication i have to take for my BPD. I often struggle to leave my home due to anxiety and i am often alone, very few friends and i cant even handle having social media. Ive tried everything i feel is possible to get myself stable again but im finding im making myself feel even worse. I have no family around since my nana passed 2 years ago who was an amazing woman and she would help with the girls by providing new coats shoes etc. My earning money options are very limited due to the struggles i have with myself on a daily basis, I have no photo ID so im finding it difficult to find work online even. I just can not seem to catch a break, ive rolled out of control with debts, had baliffs threaten to take my belongings from my girls home for council tax debts, I have nothing of any value they can even take. My washing machine is broken now and i cant get one on finance and have no money to buy one. I feel like trhe only thing i live and breath for i cant even get right. All i am is a mum, my girls are all i have and i trely feel like all i do is let them down. I cry because i wish i was normal like all the other mums, already feel an outcast and i have very little love for myself but i love my girls more than anything and i can honestly say im here soley for them. I do not think i would be able to get myself up everyday if they wasnt here with me, i live to be a mum and im failing at that. I have support for my mental health but hide alot in fear of being judged or fear of loosing my girls for lacking to give them basic things. My girls didnt ask for a mum like me and they have sufford in the past due to my depressive episodes and they now have to go without things they need because i have no money. I am now desperate for help, I am here to ask if anyone can help me try and get on track again financially as i cant do it alone, i get paid uc then after bills food, everyday costs i have no money for the week before i next get a pay so im lending off the few friends i have and its just a circle i get my money to basicailly pay back money so im always begging friends. I worry they are sick of me now. Please any help would be really appreciated. I just want to be able to know that i can get by and not worry about where im going to get money from for my gas or even daily essentials such as milk and bread etc. Thankyou again in advance to anyone who can help, and thanks again for your time.

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Venmo makes it easy to send and receive funds digitally. There are so many great features of this platform however it also comes with few shortcomings. Venmo users have often this question regarding how much money they can keep in account as well as tax implications when keeping large sums of money in an account without being taxed.
If you are also looking for an answer for does Venmo have any tax implications, then do not worry. Here in this blog, we will explain whether and when Venmo should be used when holding large amounts of money. So, let’s begin and learn more about it.
 
How Much Money Can I Receive on Venmo Without Paying Taxes?
The money you can receive on Venmo without paying taxes depends on the type of transactions. Venmo users must comply with new IRS regulations which go into effect January 2022 to report transactions over $600 within a calendar year, regardless of if payment received was for small items such as selling clothes or providing freelance services. This rule also applies if payment received was for doing small-scale work like selling clothes online or performing freelance services. Here is what you should know:
·        Personal Transactions: If you are using the Venmo for receiving money from family or friends which comes under personal transactions, you do not need to pay any taxes.
·        Business Transactions: Any payments you receive through Venmo for products or services you provide could be subject to tax. According to IRS requirements, platforms like Venmo must issue you with a form 1099-K when certain criteria are met. For instance, if more than $6000 of payments for services or goods were made within a calendar year.
 
Is It Safe to Keep Large Amounts of Money in Venmo?
Venmo users often wonder whether of nor they can store large of money on their Venmo account safely. While large sums should not be stored there for several reasons, small amounts should remain safe with Venmo accounts.
While Venmo provides safeguards against unintended transactions, it would still be prudent to transfer unused funds into more secure accounts when not immediately being used for payment purposes.
Moreover, Venmo owned by PayPal and not a bank, does not fall under the jurisdiction of the FDIC, meaning your funds may not be covered if there is a security breach or platform discontinuity. Typically speaking, banks protect up to $250,000 of funds held within individual bank accounts through this protection scheme.
How Long Does It Take to Get Your Money When Someone Pays You Through Venmo?
Venmo allows you to receive money instantly if you have an associated bank account or debit cards. And the Venmo withdrawal times vary depending on which method is chose to access these funds.
·        For example, Venmo Instant Transfer lets you instantly move money between Venmo and bank accounts if linked debit cards exist, with fees associated with this feature.
·        On other hand Venmo standard transfer is ideal if you do not require your funds immediately; typically taking from one to three business days, and free. But it will require advanced planning if you want your money sooner.
 
What Is the Maximum You Can Transfer to Your Bank Account from Venmo Daily?
Venmo users can easily transfer money between linked bank account. However, there are limits on how much can be transferred at once and your account verification status determines this amount.
·        If your identity has not been verified, the Venmo transfer limit is up to $999.99 weekly into your linked account.
·        As soon as your Venmo account has been verified, its limits increase - up to $19,999.99 can be transferred per week.
 
How Much Does It Cost to Withdraw Money from Venmo?
Venmo has two types of fees for withdrawing money which are mentioned below:
·        Venmo charges an instant transfer fee of 1.75% (minimum $0.25 and maximum $25). This fee applies if you need the funds immediately without taking time to wait.
·        Venmo standard transfers are free-of-charge and typically take between one to three working days to complete, making this an attractive choice for large transfers as it avoids instant fees.
 
Venmo Never Sent Funds to Account: Where Is the Money?
If you see that Venmo never sent funds to your account and you are looking for your money. Here is what you need to do it:
·        Make sure that your Venmo account is linked properly with your bank and that all account details of that institution are correct.
·        Venmo will notify you when funds have been transferred successfully and allows you to track its status through their app.
·        However, you are still having problems, the best course of action would be contacting Venmo customer support for assistance.
 
FAQ
How much money can I keep in my Venmo account without paying taxes?
Your Venmo personal account offers no restrictions on the amount of money that can be stored there. However, if you receive more than $600 worth of goods or services within any calendar year, taxes may need to be withheld from those payments.
 
Can Venmo freeze my account?
Yes, you Venmo may freeze your account, in case of violation of terms of services and fraudulent activities.
 
Is it safe to leave large amounts of money in Venmo?
Venmo may provide a secure means of saving, but it should not be seen as an alternative to bank accounts with FDIC coverage for larger sums of money.

I wanted to share a personal experience with you all that has genuinely made a difference in my daily life—wearing a Citrine Bracelet. I’d always been curious about the energy and healing properties of crystals, but I hadn’t tried using one myself until recently. After doing some reading and talking to a few friends who are into crystal healing, I decided to start with citrine, known for its ability to promote joy, self-confidence, and abundance.


I picked up a beautiful citrine bracelet, and honestly, it’s been more than just an accessory. From the moment I started wearing it, I noticed a subtle but meaningful shift in my mindset. It’s not that all my problems disappeared, but I’ve felt more uplifted, motivated, and emotionally balanced. Whenever I start my day with the bracelet on, I feel more prepared to handle challenges with a positive outlook.

The citrine stone itself is stunning—golden, warm, and sunny. Just looking at it brings a bit of brightness to my day. I’ve even received compliments on it from friends and coworkers, which just adds to the confidence boost. Some days, I’ll even meditate with it or keep it near my workspace, and it seems to help keep the environment more energetic and focused.

Of course, everyone’s experience is different, but for me, this small piece of crystal jewelry has had a big impact. Whether you believe in the metaphysical properties of crystals or just love the aesthetics, I’d highly recommend trying out a citrine bracelet if you’re looking to bring more positivity and self-assurance into your life.

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