Are debt validation companies worth it, or can I handle the process myself?

[asiyatanisa]

You can technically request validation yourself, but many people prefer professional help because debt validation companies often step in as intermediaries, making the process less stressful. In the middle of my case, they identified errors in the collector’s paperwork and stopped the harassment. They’re useful if you want expertise, proper documentation handling, and someone to challenge invalid or unverified debts for you.