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Sad 2022 and the Fiasco That Came With It
Posted by: Lele718 - 10-08-2022, 09:07 AM - Forum: My Request for Help - No Replies

I am single mother of three adult children, and grandmother of two. I have been out of work for a little over 2 years now, because of PTSD and all the mental health issues that accompany it. I am now on a very limited fixed income through disability, and recently one of my daughters and her son have moved back in with me with no income of their own. I am usually the helper, not the helpee. I have always been extremely independent, so asking for help is very hard for me. When I went on disability, I had a very lucrative job, and had managed a substantial savings, but that is gone now. Also, when I went on disability, I had to relocate to another state, because I thought being closer to family would be better, but it had been 20+ years since being “home”. After being gone for that long, I knew no one, and made new friends. I have learned the hard way now not all people are good. Most of my savings went to helping others in need to later find I was being scammed. 

In January 2022, I opened my home up to a woman in need. I thought she was in the same situation I was in. I knew what it was like to struggle on my own, and I was happy to help someone maybe not have as hard of a time getting on her feet as I had in the past. This other person prayed on my kindness and made out like a bandit. She was gone by the end of May, and most of my stuff was too. She took money, clothes, jewelry, electronics, appliances; she took whatever she could or whatever she wanted, and in the end there was nothing I could do about it, because, ultimately, I opened my door to her and allowed it. As incredibly painful, humiliating, and enraging the situation was, I knew it was my fault for trusting and giving. I had no one to blame but myself, so I sucked it up and kept going. I replaced what I needed to, got over the rest, and put it behind me. 

 
A few months later, in July, I was taking another friend out of state to start a new job. About 120 miles from home, my ac in my car started to blow hot air. I am in the south. That can not happen. With the heat index, it was over 100 degrees outside, and simply rolling the windows down would not do it. I managed to get back home, but my car was done. My air compressor locked up, so it couldn’t cool the car, but, also, my main belt for my car runs through the compressor's pulley system. This means, when I turned my car off, it eventually just wouldn’t start anymore. I knew the repair would be expensive, but this is the only vehicle I have, and my daughter, 3-year-old grandson, and I are all dependent on it. 

I scheduled the repair with the dealership and figured out how to get it there. I had done my research and known the repair was going to cost me around $2000. I had $2700 left in savings. This situation was certainly not ideal, but it was doable. The following day, the dealership called me and told me that my motor was locked up and sent me an estimate for $43, 608.64. Y’all, I about died! I can buy 2 or more brand new cars for that! I told the service writer there was no way that could be a correct cost to repair my engine, but, also, I seriously doubted my engine needed a replacement. I explained the main belt and compressor situation, had a friend go to the dealership and show them how to start my car, and they reassessed it and sent me a new estimate for $1,901.82. Much better! I approved the request, and the car was going to be repaired within a week. A week with a small child and no car for an entire family is rough, but manageable. I was grateful I had the funds to cover the repair, even if it was going to take most of the savings I had left. 

That evening, I was explaining my situation to another “friend”, simply over conversation. He told me he could fix it for much cheaper than the dealership. At first I told him no, that I didn’t want to bother him with the repair, but he convinced me to let him do it to help me save some money. The next day, I called and canceled the repair. He went and picked up my car with a trailer, and he took it to his shop for the repair. He told me it would probably cost me about $600-700 for everything and he would only have it 3-5 days, depending on parts. 

After a few days, I contacted him about getting an update on a timeframe. He told me the parts had just arrived at his shop, so about two days he’d have it back to me. Five days passed. I called him again, he apologized, said something had come up, he had to go out of town, and told me to get a rental for a few days, and he would reimburse me for it. I did not do that right away, but I did eventually get one. Almost three weeks had passed, and I called him again. I couldn’t get him on the phone, text messages, Facebook Messenger, not even going to his house. He would respond with very vague replies in the middle of the night of “just a few more days”, “sorry, I am going to cover you though”, or “Monday”, if there were any responses at all. This man did not borrow a movie or a couple of bucks without returning it. He had my car! 

Sixty–three days later…. Yes, you read that correctly…. I finally got my car back. All of my savings are gone from having to get a rental car, and my daughter having to have her wisdom teeth removed. My car still has no AC. Somehow the compressor is bypassed, so it runs, but it sounds horrible. It was returned to me in the middle of the night and left in my driveway, the tires were all low, all my warning lights are lit on my dashboard because it needs to be reset with a computer, my gaslight was on and it was blinking “zero miles until empty”, and my car is filthy inside and out. If I would have approached him about doing me a favor, these things would still have been unacceptable, but he convinced me to let him “help”. 

Now, my savings are completely gone, my fixed income barely pays the bills for 3, and I still have the $1901.82 repair, I need new tires, and I also need 2022 behind me, and my faith in humanity restored. I am not accustomed to asking for help. I am not even very good at accepting unsolicited help (case in point above), but I don’t know what else to do. I make an attempt at supplementing my income selling crafts I make, but my crafts do not bring in that much. I, as well as my family, will be so thankful for even the smallest of donations. Every little bit can get us closer to the total. Even if you can’t donate, but you come across my story, and have been in a similar situation, I hope it makes you feel better. You are not the only one that has fallen prey to these types of people. I know after my first incident at the beginning of the year; I was feeling pretty low and beating myself up for falling for her scam, but two in one year! Thank you for taking the time to read my story, and please, heed some caution when helping (practically) strangers.

 
PayPal.me/Lele718
Cash.app/$Lele71819
Venmo/@Lele718:

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  Hard time for me and my girlfriend.
Posted by: piotrulek13 - 10-08-2022, 05:57 AM - Forum: My Request for Help - No Replies

Hello. I am Peter. Last year we decided that we would leave and live together. But it wasn't the best decision, but maybe it was. We have a tough situation now because she got sick and I can't sustain everything myself. I am only 21 years old and working as a helper on the construction site because only there is some worthy of money. But now it's very hard. I try my best to please not only myself but us. I know that it's stupid to beg for money but I'm really in a hard situation and I'm not able to cope with it myself. If you would be able to help me extremely grateful even for a small donation that could help me in some way. I also wanted you to leave a trace so that I could one day repay you for your help! In addition, I feel terribly bad that I have to ask for money because I never lacked them and now I understand it. Thank you in any case for your support and for your time spent reading. I wish everyone health and support each other. Thank you.



https://paypal.me/krysiak10?country.x=US&locale.x=en_US

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  Rent/Car help please!!
Posted by: Melly - 10-05-2022, 04:48 PM - Forum: My Request for Help - No Replies

Hello everyone,

I’m in desperate need of help with my rent due Oct 15th. I’m already past due on my car payment 2 credit card bills. I’m like many living paycheck to paycheck and I’ve just been making it but month I will not. Asking for rent help do once I get paid on the 14th I can pay my past due balances.

Absolutely anything helps! Please and thank you in advance - PayPal.Me/mellyw95



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  Car Repair Needed
Posted by: xmaddingox - 10-05-2022, 12:49 AM - Forum: My Request for Help - No Replies

In urgent need of help. My car engine threw a rod and it will be around 3k to get a used one and put in to replace it. Need it to get to work. Thanks for your time.

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Sad Should of listened to Judge Judy
Posted by: AuntCocolife4 - 10-04-2022, 09:51 PM - Forum: My Request for Help - No Replies

Hello! I understand that there is more need than there is help. I find myself writing this post as a plea of desperation with the hopes of something or anything coming from it. I've landed myself in a debt without recovery in the foreseeable future.

How did I get here? Last summer a close family friend needed emergency dental surgery w/ no means to pay for it. Her parents were out of the question to help, her brothers struggled more than she did, and she didn't have anyone to turn to. We had the same (great) full-time job, but I also happened to have good credit. Dental pain can be some of the worst kind of pain, and I didn't have the heart to see her suffer. So I co-signed for a $5,000 loan.

Shortly after cosigning for the loan our job ended their contract abruptly, and left us with no income. I found out that the first two payments weren't made when my credit score dropped by 100 points! Long story short, she failed to give me any login information to monitor future payments or to communicate if she was unable to pay. In fear of this pattern continuing, I called to pay it off in full with what savings I had.

I also started a 2 year Radiology College program, and now am unable to have a job due to it being full time. Needless to say, I am in the hole and am struggling to keep up with the day to day.

I should've listened to Judge Judy..... She and Dave Ramsay both advise against cosigning for friends, family, etc. without a written contract of sorts. Both Judy & Dave are wise and lead by example through their success in life. Situations like this happen all the time, and relationships are ruined.

If you made it this far, thank you for taking the time to read!! If you feel led to help me out in any capacity, I am so so SO thankful for you. <3


paypal.me/ConnoB4

Venmo: @connob4

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  Need some help to pay utility bills
Posted by: TiranJ - 10-04-2022, 09:07 AM - Forum: My Request for Help - No Replies

Hello. I kinda had to skip last month's utility bills for a few weeks to fix some unfortunate damages on my laptop. I need my laptop for my final studies at uni. I am a temporarily unemployed student from Sri Lanka. I thought I could come up with the money on time with help of my side hustles but unfortunately, I couldn't. I already earned a few but am still short around 38 USD. They already temporarily disconnected my internet connection and I have to pay the electricity bill before the 12th. Please help me if you can. It has been really hard to make a good income in my country for the last few months with the dire economic situation. It's more like surviving now. I am grateful for your generous help. Thank you.

paypal.me/tjdesigns831

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  Short $40 on Utility Bills
Posted by: TiranJ - 10-03-2022, 09:41 PM - Forum: My Request for Help - No Replies

Hey everyone, a Sri Lankan uni student here. Sorry for bothering you but I am desperately in need of some cash to pay my utility bills. It's been a rough few months in here with the dire economic situation in my country. I kinda had to skip paying my last electricity and internet bills for a few weeks, so I could fix some unfortunate damages on my laptop to continue my final studies at uni. I have managed to save some money at the end of the month but even though the prices of every single thing in the market have skyrocketed and taxes as well. But I am still around 40$ short to pay my bills and they already disconnected my internet connection temporarily. I would be grateful if someone could help me out here.  Thank you 

Please donate to me if u can.
paypal.me/tjdesigns831

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  Help to improve my skill
Posted by: Iryna - 10-03-2022, 09:00 PM - Forum: My Request for Help - No Replies

Good day.

My name is Iryna and I am from Ukraine.

Today I am homeless and unemployed due to the fact that after Russia's attack on Ukraine, there was a threat to my life and I was forced to leave my town. But I do not lose optimism. I also draw and hope to do it professionally one day. I count on your support. Your monetary donations will allow me to take training courses and improve my skills. I will post one of my drawings below. To help me realize my dream, I want to offer to combine your desire and mine. In particular, if you refuse to buy at least one hot-dog and transfer the money of its cost to my account, this will allow you to realize your secret dream - to make your figure slimmer, and me - to get closer to improving my skills. I would like to warn you that I live in Ukraine and intend to stay here for a long time, so I can accept donations only through PayPal.

https://www.paypal.com/donate/?hosted_bu...QLMECH4K7A

Thank you for your support.

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  Help! Help! Help!
Posted by: Iryna - 10-03-2022, 08:27 PM - Forum: My Request for Help - No Replies

Good day. My name is Iryna and I am from Ukraine. Today I am homeless and unemployed due to the fact that after Russia's attack on Ukraine, there was a threat to my life and I was forced to leave my town. But I do not lose optimism. I also draw and hope to do it professionally one day. I count on your support. Your monetary donations will allow me to take training courses and improve my skills. I will post one of my drawings below. To help me realize my dream, I want to offer to combine your desire and mine. In particular, if you refuse to buy at least one hot-dog and transfer the money of its cost to my account, this will allow you to realize your secret dream - to make your figure slimmer, and me - to get closer to improving my skills. I would like to warn you that I live in Ukraine and intend to stay here for a long time, so I can accept donations only through PayPal. My account number is NYYN928EW7SNU. Thank you for your support.

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  please help me homeless need help to rent a small room so that I can find a job
Posted by: haifaabubakar1987@gmail.com - 10-02-2022, 12:43 PM - Forum: My Request for Help - No Replies

    Hellow every one im a new here. the reason why I joined is because I really need help its been 2 weeks already since Lost my home. as of now Im homeless I sleep on the street. alone. I dont have any relatives with me. I tried to asked some help with my friends but they cannot help me. I did not even take a bath for 2 weeks. I really need help to go back to my normal life. I Lost my job for 5 months already I really need help  for paying a small room so that I can find a job.. and I will pay you promise thanks.

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